If you are an older resident of Pennsylvania or are receiving social security disability, you are urged to acquire Medicare insurance if you haven't already. When you have this coverage, you can rest easy knowing that your medical expenses are taken care of. At the JB Victor Financial Corporation, we help Philadelphia residents apply to receive Medicare benefits. In order to be eligible for them, you must be a U.S citizen or a legal resident for a period of at least five years.
Social security recipients 65 or older are already granted certain parts of Medicare insurance. Anyone who receives social security but is younger than 65 must have been receiving it for two years to qualify for Medicare benefits. Once you qualify, the enrollment is automatically completed.
It is important to note that if you and your spouse both need Medicare, you are both required to apply for it. Benefits cannot be extended to anyone but the person named in the plan.
The state of Pennsylvania provides complimentary counseling for as long as you are receiving Medicare. Through this counseling, you will work with a trained volunteer who can answer your questions about your coverage and what it entails. This will help you make the best possible decisions regarding the coverage you choose to take. You have quite a few options to choose from. Some plans are more thorough than others, so you can choose the one that has just the right amount of coverage for you.
While many people choose standard Medicare, you may instead prefer the advantage option over the standard option. The advantage option comes with more benefits and provides you with extra security when it comes to affording all of your medical expenses.
For help with enrolling for Medicare in the Philadelphia area, you are urged to make an appointment with JB Victor Financial Corporation.
