As in most states, drivers in Pennsylvania are required by state law to carry auto insurance. There are a few statutes about the type of insurance you must carry. If you don't have auto coverage, call us at JB Victor Financial Corporation to get the coverage you need to have by law.
In Pennsylvania, there are three kinds of coverage that the state requires. The first is medical benefits. This type of coverage pays for the medical bills that you get as the result of an accident as well as covering the medical bills of anyone else carried on the policy. The state makes it required for you to have coverage for yourself and anyone else covered by your insurance, no matter whose fault the accident was. There is a mandatory minimum of coverage, but you can also choose to have higher limits for this coverage.
With this type of coverage, your insurance will pay for those that you injure in an accident. This too comes with mandatory minimums for coverage of injury to each person as well as a minimum amount of coverage for the entire accident. And like the medical benefits type, you can always raise the maximums that your insurance will pay for both each individual and the accident as a whole.
This type of coverage covers you against any property that you may damage during an accident that was found to be your fault. It has a mandatory minimum of coverage that you may choose to raise in order to be covered in case of something valuable being damaged.
If you need auto insurance, don't hesitate. You need to be legal while on the road, and we can help. Call us at the JB Victor Financial Corporation in Pennsylvania to schedule your consultation. We will take the time to explain the various types of coverage and what you need to maintain legal coverage in the state.
